Làm thử Đề thi thử tốt nghiệp THPT · Tiếng Anh · Đề 040

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 1 to 6.

Stay Healthy in the Urban Jungle!

City life can be exciting, but it also presents unique challenges (1) ____ our health. Air pollution and crowded spaces can increase the risk of illness. (2) ____, it's essential to take proactive steps.

• Wash your hands frequently, especially after using public transport. This is one of the most (3) ____ ways to prevent infections.
• Stay hydrated. Carry a water bottle with you throughout the day.
• Incorporate green spaces into your routine. Parks are places (4) ____ you can relax and breathe fresher air.
• (5) ____ attention to your diet. Opt for fresh produce over processed foods.
• Get (6) ____ regular exercise, even a brisk walk can make a difference.

Your health is your most valuable asset. Protect it!

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 1 to 6.

Stay Healthy in the Urban Jungle!

City life can be exciting, but it also presents unique challenges (1) ____ our health. Air pollution and crowded spaces can increase the risk of illness. (2) ____, it's essential to take proactive steps.

• Wash your hands frequently, especially after using public transport. This is one of the most (3) ____ ways to prevent infections.
• Stay hydrated. Carry a water bottle with you throughout the day.
• Incorporate green spaces into your routine. Parks are places (4) ____ you can relax and breathe fresher air.
• (5) ____ attention to your diet. Opt for fresh produce over processed foods.
• Get (6) ____ regular exercise, even a brisk walk can make a difference.

Your health is your most valuable asset. Protect it!

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 1 to 6.

Stay Healthy in the Urban Jungle!

City life can be exciting, but it also presents unique challenges (1) ____ our health. Air pollution and crowded spaces can increase the risk of illness. (2) ____, it's essential to take proactive steps.

• Wash your hands frequently, especially after using public transport. This is one of the most (3) ____ ways to prevent infections.
• Stay hydrated. Carry a water bottle with you throughout the day.
• Incorporate green spaces into your routine. Parks are places (4) ____ you can relax and breathe fresher air.
• (5) ____ attention to your diet. Opt for fresh produce over processed foods.
• Get (6) ____ regular exercise, even a brisk walk can make a difference.

Your health is your most valuable asset. Protect it!

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 1 to 6.

Stay Healthy in the Urban Jungle!

City life can be exciting, but it also presents unique challenges (1) ____ our health. Air pollution and crowded spaces can increase the risk of illness. (2) ____, it's essential to take proactive steps.

• Wash your hands frequently, especially after using public transport. This is one of the most (3) ____ ways to prevent infections.
• Stay hydrated. Carry a water bottle with you throughout the day.
• Incorporate green spaces into your routine. Parks are places (4) ____ you can relax and breathe fresher air.
• (5) ____ attention to your diet. Opt for fresh produce over processed foods.
• Get (6) ____ regular exercise, even a brisk walk can make a difference.

Your health is your most valuable asset. Protect it!

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 1 to 6.

Stay Healthy in the Urban Jungle!

City life can be exciting, but it also presents unique challenges (1) ____ our health. Air pollution and crowded spaces can increase the risk of illness. (2) ____, it's essential to take proactive steps.

• Wash your hands frequently, especially after using public transport. This is one of the most (3) ____ ways to prevent infections.
• Stay hydrated. Carry a water bottle with you throughout the day.
• Incorporate green spaces into your routine. Parks are places (4) ____ you can relax and breathe fresher air.
• (5) ____ attention to your diet. Opt for fresh produce over processed foods.
• Get (6) ____ regular exercise, even a brisk walk can make a difference.

Your health is your most valuable asset. Protect it!

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 1 to 6.

Stay Healthy in the Urban Jungle!

City life can be exciting, but it also presents unique challenges (1) ____ our health. Air pollution and crowded spaces can increase the risk of illness. (2) ____, it's essential to take proactive steps.

• Wash your hands frequently, especially after using public transport. This is one of the most (3) ____ ways to prevent infections.
• Stay hydrated. Carry a water bottle with you throughout the day.
• Incorporate green spaces into your routine. Parks are places (4) ____ you can relax and breathe fresher air.
• (5) ____ attention to your diet. Opt for fresh produce over processed foods.
• Get (6) ____ regular exercise, even a brisk walk can make a difference.

Your health is your most valuable asset. Protect it!

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 7 to 12.

Part-Time Media Assistant Wanted

Our dynamic marketing team is (7) ____ a talented student to join us as a Media Assistant. We are a fast-growing tech startup based in District 1, HCMC.

This is a fantastic opportunity for a (8) ____ and organised individual interested (9) ____ digital marketing. The successful candidate will be responsible for managing our social media accounts and creating simple graphic content.

Applicants are students (10) ____ major is in Marketing, Communications, or a related field. (11) ____ creating content, duties will also include scheduling posts and responding to user comments. Candidates (12) ____ have excellent written English skills and a basic knowledge of design software.

To apply, send your CV to careers@techstart.vn

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 7 to 12.

Part-Time Media Assistant Wanted

Our dynamic marketing team is (7) ____ a talented student to join us as a Media Assistant. We are a fast-growing tech startup based in District 1, HCMC.

This is a fantastic opportunity for a (8) ____ and organised individual interested (9) ____ digital marketing. The successful candidate will be responsible for managing our social media accounts and creating simple graphic content.

Applicants are students (10) ____ major is in Marketing, Communications, or a related field. (11) ____ creating content, duties will also include scheduling posts and responding to user comments. Candidates (12) ____ have excellent written English skills and a basic knowledge of design software.

To apply, send your CV to careers@techstart.vn

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 7 to 12.

Part-Time Media Assistant Wanted

Our dynamic marketing team is (7) ____ a talented student to join us as a Media Assistant. We are a fast-growing tech startup based in District 1, HCMC.

This is a fantastic opportunity for a (8) ____ and organised individual interested (9) ____ digital marketing. The successful candidate will be responsible for managing our social media accounts and creating simple graphic content.

Applicants are students (10) ____ major is in Marketing, Communications, or a related field. (11) ____ creating content, duties will also include scheduling posts and responding to user comments. Candidates (12) ____ have excellent written English skills and a basic knowledge of design software.

To apply, send your CV to careers@techstart.vn

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 7 to 12.

Part-Time Media Assistant Wanted

Our dynamic marketing team is (7) ____ a talented student to join us as a Media Assistant. We are a fast-growing tech startup based in District 1, HCMC.

This is a fantastic opportunity for a (8) ____ and organised individual interested (9) ____ digital marketing. The successful candidate will be responsible for managing our social media accounts and creating simple graphic content.

Applicants are students (10) ____ major is in Marketing, Communications, or a related field. (11) ____ creating content, duties will also include scheduling posts and responding to user comments. Candidates (12) ____ have excellent written English skills and a basic knowledge of design software.

To apply, send your CV to careers@techstart.vn

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 7 to 12.

Part-Time Media Assistant Wanted

Our dynamic marketing team is (7) ____ a talented student to join us as a Media Assistant. We are a fast-growing tech startup based in District 1, HCMC.

This is a fantastic opportunity for a (8) ____ and organised individual interested (9) ____ digital marketing. The successful candidate will be responsible for managing our social media accounts and creating simple graphic content.

Applicants are students (10) ____ major is in Marketing, Communications, or a related field. (11) ____ creating content, duties will also include scheduling posts and responding to user comments. Candidates (12) ____ have excellent written English skills and a basic knowledge of design software.

To apply, send your CV to careers@techstart.vn

Read the following notice/advertisement and mark the letter A, B, C, or D to indicate the correct option that best fits each of the numbered blanks from 7 to 12.

Part-Time Media Assistant Wanted

Our dynamic marketing team is (7) ____ a talented student to join us as a Media Assistant. We are a fast-growing tech startup based in District 1, HCMC.

This is a fantastic opportunity for a (8) ____ and organised individual interested (9) ____ digital marketing. The successful candidate will be responsible for managing our social media accounts and creating simple graphic content.

Applicants are students (10) ____ major is in Marketing, Communications, or a related field. (11) ____ creating content, duties will also include scheduling posts and responding to user comments. Candidates (12) ____ have excellent written English skills and a basic knowledge of design software.

To apply, send your CV to careers@techstart.vn

Question 14. Arrange the sentences to make a meaningful paragraph about wildlife conservation.
a. This interconnectedness means that the loss of one species can trigger a cascade of negative effects.
b. Protecting endangered species is crucial for biodiversity.
c. For instance, apex predators regulate herbivore populations, which in turn affects plant life.
d. Each species, no matter how small, plays a unique role in its ecosystem.
e. Consequently, conservation efforts are about preserving the health of the entire planet.

Question 17. Arrange the sentences to make a meaningful paragraph about urbanisation.
a. This rapid growth often leads to challenges like traffic congestion and housing shortages.
b. Urbanisation is the process of people moving from rural areas to cities.
c. However, cities also offer more job opportunities and better access to education and healthcare.
d. As a result, urban planning becomes essential to manage these issues and harness the benefits.
e. The primary driver is the search for better economic prospects.

Read the following passage and mark the letter A, B, C, or D to indicate the option that best fits each of the numbered blanks from 18 to 22.

Last semester, my physics grade was slipping. My teacher suggested I try a new AI tutoring platform. Initially, (18) ____. I've always believed that nothing can replace a human teacher. The first session was surprisingly effective. The AI identified my weak spots in mechanics within minutes, something that had taken my human tutor several sessions to pinpoint. (19) ____, I would have signed up sooner.

The AI tutor was available 24/7. It would create practice problems tailored to my mistakes and provide instant feedback. It never got tired or impatient, (20) ____. It wasn't perfect, of course. It couldn't understand my questions if I phrased them unusually, and it lacked the ability to offer real encouragement. But for targeted skill practice, it was an incredible tool. It was the combination of the AI for drills and my human teacher for conceptual understanding (21) ____. In the end, I used the AI to review topics just before my exam, (22) ____ and walk into the test with confidence. My grade jumped from a C to an A-. It seems AI tutors have their place in education after all.

Read the following passage and mark the letter A, B, C, or D to indicate the option that best fits each of the numbered blanks from 18 to 22.

Last semester, my physics grade was slipping. My teacher suggested I try a new AI tutoring platform. Initially, (18) ____. I've always believed that nothing can replace a human teacher. The first session was surprisingly effective. The AI identified my weak spots in mechanics within minutes, something that had taken my human tutor several sessions to pinpoint. (19) ____, I would have signed up sooner.

The AI tutor was available 24/7. It would create practice problems tailored to my mistakes and provide instant feedback. It never got tired or impatient, (20) ____. It wasn't perfect, of course. It couldn't understand my questions if I phrased them unusually, and it lacked the ability to offer real encouragement. But for targeted skill practice, it was an incredible tool. It was the combination of the AI for drills and my human teacher for conceptual understanding (21) ____. In the end, I used the AI to review topics just before my exam, (22) ____ and walk into the test with confidence. My grade jumped from a C to an A-. It seems AI tutors have their place in education after all.

Read the following passage and mark the letter A, B, C, or D to indicate the option that best fits each of the numbered blanks from 18 to 22.

Last semester, my physics grade was slipping. My teacher suggested I try a new AI tutoring platform. Initially, (18) ____. I've always believed that nothing can replace a human teacher. The first session was surprisingly effective. The AI identified my weak spots in mechanics within minutes, something that had taken my human tutor several sessions to pinpoint. (19) ____, I would have signed up sooner.

The AI tutor was available 24/7. It would create practice problems tailored to my mistakes and provide instant feedback. It never got tired or impatient, (20) ____. It wasn't perfect, of course. It couldn't understand my questions if I phrased them unusually, and it lacked the ability to offer real encouragement. But for targeted skill practice, it was an incredible tool. It was the combination of the AI for drills and my human teacher for conceptual understanding (21) ____. In the end, I used the AI to review topics just before my exam, (22) ____ and walk into the test with confidence. My grade jumped from a C to an A-. It seems AI tutors have their place in education after all.

Read the following passage and mark the letter A, B, C, or D to indicate the option that best fits each of the numbered blanks from 18 to 22.

Last semester, my physics grade was slipping. My teacher suggested I try a new AI tutoring platform. Initially, (18) ____. I've always believed that nothing can replace a human teacher. The first session was surprisingly effective. The AI identified my weak spots in mechanics within minutes, something that had taken my human tutor several sessions to pinpoint. (19) ____, I would have signed up sooner.

The AI tutor was available 24/7. It would create practice problems tailored to my mistakes and provide instant feedback. It never got tired or impatient, (20) ____. It wasn't perfect, of course. It couldn't understand my questions if I phrased them unusually, and it lacked the ability to offer real encouragement. But for targeted skill practice, it was an incredible tool. It was the combination of the AI for drills and my human teacher for conceptual understanding (21) ____. In the end, I used the AI to review topics just before my exam, (22) ____ and walk into the test with confidence. My grade jumped from a C to an A-. It seems AI tutors have their place in education after all.

Read the following passage and mark the letter A, B, C, or D to indicate the option that best fits each of the numbered blanks from 18 to 22.

Last semester, my physics grade was slipping. My teacher suggested I try a new AI tutoring platform. Initially, (18) ____. I've always believed that nothing can replace a human teacher. The first session was surprisingly effective. The AI identified my weak spots in mechanics within minutes, something that had taken my human tutor several sessions to pinpoint. (19) ____, I would have signed up sooner.

The AI tutor was available 24/7. It would create practice problems tailored to my mistakes and provide instant feedback. It never got tired or impatient, (20) ____. It wasn't perfect, of course. It couldn't understand my questions if I phrased them unusually, and it lacked the ability to offer real encouragement. But for targeted skill practice, it was an incredible tool. It was the combination of the AI for drills and my human teacher for conceptual understanding (21) ____. In the end, I used the AI to review topics just before my exam, (22) ____ and walk into the test with confidence. My grade jumped from a C to an A-. It seems AI tutors have their place in education after all.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 23 to 30.

A recent study by the Global Finance Institute has highlighted a significant shift in consumer payment habits, with cashless transactions rapidly becoming the norm in many urban centres. The report, which surveyed over 10,000 consumers across 15 major cities, indicates that convenience is the primary driver behind this trend. People prefer the speed of tapping a card or phone over handling physical money. This is particularly true for small, everyday purchases like coffee or public transport fares.

The study also revealed interesting generational differences. While younger consumers (ages 18-34) have almost completely embraced digital wallets and mobile payments, older generations still show a strong preference for cash, citing concerns about security and privacy. Many in the 55+ age group expressed a lack of trust in technology and a fear of their financial data being compromised. However, the report suggests that as digital literacy increases across all age groups, this gap is likely to narrow over the next decade. The researchers noted that the transition to a cashless society presents both opportunities and challenges.

For businesses, the benefits include faster checkout times, reduced risks of theft, and easier tracking of sales data. However, the move away from cash could exclude certain segments of the population. The elderly, the unbanked, and those living in areas with poor internet connectivity may find themselves at a disadvantage. It also raises questions about surveillance and the potential for financial institutions and governments to monitor citizens' spending habits. Therefore, the study concludes that any transition towards a fully cashless economy must be managed carefully to ensure it is inclusive and secure for everyone. This careful management is crucial for social equity.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 23 to 30.

A recent study by the Global Finance Institute has highlighted a significant shift in consumer payment habits, with cashless transactions rapidly becoming the norm in many urban centres. The report, which surveyed over 10,000 consumers across 15 major cities, indicates that convenience is the primary driver behind this trend. People prefer the speed of tapping a card or phone over handling physical money. This is particularly true for small, everyday purchases like coffee or public transport fares.

The study also revealed interesting generational differences. While younger consumers (ages 18-34) have almost completely embraced digital wallets and mobile payments, older generations still show a strong preference for cash, citing concerns about security and privacy. Many in the 55+ age group expressed a lack of trust in technology and a fear of their financial data being compromised. However, the report suggests that as digital literacy increases across all age groups, this gap is likely to narrow over the next decade. The researchers noted that the transition to a cashless society presents both opportunities and challenges.

For businesses, the benefits include faster checkout times, reduced risks of theft, and easier tracking of sales data. However, the move away from cash could exclude certain segments of the population. The elderly, the unbanked, and those living in areas with poor internet connectivity may find themselves at a disadvantage. It also raises questions about surveillance and the potential for financial institutions and governments to monitor citizens' spending habits. Therefore, the study concludes that any transition towards a fully cashless economy must be managed carefully to ensure it is inclusive and secure for everyone. This careful management is crucial for social equity.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 23 to 30.

A recent study by the Global Finance Institute has highlighted a significant shift in consumer payment habits, with cashless transactions rapidly becoming the norm in many urban centres. The report, which surveyed over 10,000 consumers across 15 major cities, indicates that convenience is the primary driver behind this trend. People prefer the speed of tapping a card or phone over handling physical money. This is particularly true for small, everyday purchases like coffee or public transport fares.

The study also revealed interesting generational differences. While younger consumers (ages 18-34) have almost completely embraced digital wallets and mobile payments, older generations still show a strong preference for cash, citing concerns about security and privacy. Many in the 55+ age group expressed a lack of trust in technology and a fear of their financial data being compromised. However, the report suggests that as digital literacy increases across all age groups, this gap is likely to narrow over the next decade. The researchers noted that the transition to a cashless society presents both opportunities and challenges.

For businesses, the benefits include faster checkout times, reduced risks of theft, and easier tracking of sales data. However, the move away from cash could exclude certain segments of the population. The elderly, the unbanked, and those living in areas with poor internet connectivity may find themselves at a disadvantage. It also raises questions about surveillance and the potential for financial institutions and governments to monitor citizens' spending habits. Therefore, the study concludes that any transition towards a fully cashless economy must be managed carefully to ensure it is inclusive and secure for everyone. This careful management is crucial for social equity.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 23 to 30.

A recent study by the Global Finance Institute has highlighted a significant shift in consumer payment habits, with cashless transactions rapidly becoming the norm in many urban centres. The report, which surveyed over 10,000 consumers across 15 major cities, indicates that convenience is the primary driver behind this trend. People prefer the speed of tapping a card or phone over handling physical money. This is particularly true for small, everyday purchases like coffee or public transport fares.

The study also revealed interesting generational differences. While younger consumers (ages 18-34) have almost completely embraced digital wallets and mobile payments, older generations still show a strong preference for cash, citing concerns about security and privacy. Many in the 55+ age group expressed a lack of trust in technology and a fear of their financial data being compromised. However, the report suggests that as digital literacy increases across all age groups, this gap is likely to narrow over the next decade. The researchers noted that the transition to a cashless society presents both opportunities and challenges.

For businesses, the benefits include faster checkout times, reduced risks of theft, and easier tracking of sales data. However, the move away from cash could exclude certain segments of the population. The elderly, the unbanked, and those living in areas with poor internet connectivity may find themselves at a disadvantage. It also raises questions about surveillance and the potential for financial institutions and governments to monitor citizens' spending habits. Therefore, the study concludes that any transition towards a fully cashless economy must be managed carefully to ensure it is inclusive and secure for everyone. This careful management is crucial for social equity.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 23 to 30.

A recent study by the Global Finance Institute has highlighted a significant shift in consumer payment habits, with cashless transactions rapidly becoming the norm in many urban centres. The report, which surveyed over 10,000 consumers across 15 major cities, indicates that convenience is the primary driver behind this trend. People prefer the speed of tapping a card or phone over handling physical money. This is particularly true for small, everyday purchases like coffee or public transport fares.

The study also revealed interesting generational differences. While younger consumers (ages 18-34) have almost completely embraced digital wallets and mobile payments, older generations still show a strong preference for cash, citing concerns about security and privacy. Many in the 55+ age group expressed a lack of trust in technology and a fear of their financial data being compromised. However, the report suggests that as digital literacy increases across all age groups, this gap is likely to narrow over the next decade. The researchers noted that the transition to a cashless society presents both opportunities and challenges.

For businesses, the benefits include faster checkout times, reduced risks of theft, and easier tracking of sales data. However, the move away from cash could exclude certain segments of the population. The elderly, the unbanked, and those living in areas with poor internet connectivity may find themselves at a disadvantage. It also raises questions about surveillance and the potential for financial institutions and governments to monitor citizens' spending habits. Therefore, the study concludes that any transition towards a fully cashless economy must be managed carefully to ensure it is inclusive and secure for everyone. This careful management is crucial for social equity.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 23 to 30.

A recent study by the Global Finance Institute has highlighted a significant shift in consumer payment habits, with cashless transactions rapidly becoming the norm in many urban centres. The report, which surveyed over 10,000 consumers across 15 major cities, indicates that convenience is the primary driver behind this trend. People prefer the speed of tapping a card or phone over handling physical money. This is particularly true for small, everyday purchases like coffee or public transport fares.

The study also revealed interesting generational differences. While younger consumers (ages 18-34) have almost completely embraced digital wallets and mobile payments, older generations still show a strong preference for cash, citing concerns about security and privacy. Many in the 55+ age group expressed a lack of trust in technology and a fear of their financial data being compromised. However, the report suggests that as digital literacy increases across all age groups, this gap is likely to narrow over the next decade. The researchers noted that the transition to a cashless society presents both opportunities and challenges.

For businesses, the benefits include faster checkout times, reduced risks of theft, and easier tracking of sales data. However, the move away from cash could exclude certain segments of the population. The elderly, the unbanked, and those living in areas with poor internet connectivity may find themselves at a disadvantage. It also raises questions about surveillance and the potential for financial institutions and governments to monitor citizens' spending habits. Therefore, the study concludes that any transition towards a fully cashless economy must be managed carefully to ensure it is inclusive and secure for everyone. This careful management is crucial for social equity.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 23 to 30.

A recent study by the Global Finance Institute has highlighted a significant shift in consumer payment habits, with cashless transactions rapidly becoming the norm in many urban centres. The report, which surveyed over 10,000 consumers across 15 major cities, indicates that convenience is the primary driver behind this trend. People prefer the speed of tapping a card or phone over handling physical money. This is particularly true for small, everyday purchases like coffee or public transport fares.

The study also revealed interesting generational differences. While younger consumers (ages 18-34) have almost completely embraced digital wallets and mobile payments, older generations still show a strong preference for cash, citing concerns about security and privacy. Many in the 55+ age group expressed a lack of trust in technology and a fear of their financial data being compromised. However, the report suggests that as digital literacy increases across all age groups, this gap is likely to narrow over the next decade. The researchers noted that the transition to a cashless society presents both opportunities and challenges.

For businesses, the benefits include faster checkout times, reduced risks of theft, and easier tracking of sales data. However, the move away from cash could exclude certain segments of the population. The elderly, the unbanked, and those living in areas with poor internet connectivity may find themselves at a disadvantage. It also raises questions about surveillance and the potential for financial institutions and governments to monitor citizens' spending habits. Therefore, the study concludes that any transition towards a fully cashless economy must be managed carefully to ensure it is inclusive and secure for everyone. This careful management is crucial for social equity.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 23 to 30.

A recent study by the Global Finance Institute has highlighted a significant shift in consumer payment habits, with cashless transactions rapidly becoming the norm in many urban centres. The report, which surveyed over 10,000 consumers across 15 major cities, indicates that convenience is the primary driver behind this trend. People prefer the speed of tapping a card or phone over handling physical money. This is particularly true for small, everyday purchases like coffee or public transport fares.

The study also revealed interesting generational differences. While younger consumers (ages 18-34) have almost completely embraced digital wallets and mobile payments, older generations still show a strong preference for cash, citing concerns about security and privacy. Many in the 55+ age group expressed a lack of trust in technology and a fear of their financial data being compromised. However, the report suggests that as digital literacy increases across all age groups, this gap is likely to narrow over the next decade. The researchers noted that the transition to a cashless society presents both opportunities and challenges.

For businesses, the benefits include faster checkout times, reduced risks of theft, and easier tracking of sales data. However, the move away from cash could exclude certain segments of the population. The elderly, the unbanked, and those living in areas with poor internet connectivity may find themselves at a disadvantage. It also raises questions about surveillance and the potential for financial institutions and governments to monitor citizens' spending habits. Therefore, the study concludes that any transition towards a fully cashless economy must be managed carefully to ensure it is inclusive and secure for everyone. This careful management is crucial for social equity.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 31 to 40.

The resurgence of audio-based media, particularly in the form of podcasts, represents a significant shift in how people consume information and entertainment. Once a niche medium, podcasting has exploded into the mainstream, with millions of shows available on nearly every topic imaginable. This growth can be attributed to several factors, including the ubiquity of smartphones, which make podcasts easily accessible, and the intimate nature of the audio format itself. Listeners often form a strong, personal connection with hosts, creating a sense of community and loyalty that is difficult to replicate in other media.

The appeal of podcasts also lies in their ability to cater to highly specific interests. Unlike broadcast radio, which must appeal to a broad audience, podcasts can thrive by serving niche communities. [I] Whether it's a show about ancient history, vegan cooking, or a specific video game, there is likely a podcast for it. [II] This "long-tail" effect allows for a diversity of content that traditional media cannot match. [III] Many successful podcasts are run by independent creators, operating with minimal equipment and funding. [IV] This democratisation of content creation is a key element of the podcasting revolution.

The educational potential of podcasts is another area of growing interest. Many listeners use podcasts for self-improvement, learning new languages, or staying informed about complex topics in science and politics. The format is particularly well-suited for passive consumption; people can listen while commuting, exercising, or doing chores. This multitasking capability is a major draw for individuals with busy lifestyles, allowing them to integrate learning and entertainment seamlessly into their daily routines. However, the sheer volume of content presents a challenge. Discoverability remains a significant hurdle, with listeners often struggling to find high-quality shows amidst a sea of amateur productions.

Despite these challenges, the influence of podcasting continues to grow. Major media companies and celebrities are increasingly entering the space, bringing higher production values and larger audiences. This professionalisation could, however, threaten the independent spirit that has defined podcasting for so long. The central question for the future is whether podcasting can maintain its unique, decentralised character while continuing its expansion into a major global medium. The balance between independent creativity and corporate influence will likely define its next chapter.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 31 to 40.

The resurgence of audio-based media, particularly in the form of podcasts, represents a significant shift in how people consume information and entertainment. Once a niche medium, podcasting has exploded into the mainstream, with millions of shows available on nearly every topic imaginable. This growth can be attributed to several factors, including the ubiquity of smartphones, which make podcasts easily accessible, and the intimate nature of the audio format itself. Listeners often form a strong, personal connection with hosts, creating a sense of community and loyalty that is difficult to replicate in other media.

The appeal of podcasts also lies in their ability to cater to highly specific interests. Unlike broadcast radio, which must appeal to a broad audience, podcasts can thrive by serving niche communities. [I] Whether it's a show about ancient history, vegan cooking, or a specific video game, there is likely a podcast for it. [II] This "long-tail" effect allows for a diversity of content that traditional media cannot match. [III] Many successful podcasts are run by independent creators, operating with minimal equipment and funding. [IV] This democratisation of content creation is a key element of the podcasting revolution.

The educational potential of podcasts is another area of growing interest. Many listeners use podcasts for self-improvement, learning new languages, or staying informed about complex topics in science and politics. The format is particularly well-suited for passive consumption; people can listen while commuting, exercising, or doing chores. This multitasking capability is a major draw for individuals with busy lifestyles, allowing them to integrate learning and entertainment seamlessly into their daily routines. However, the sheer volume of content presents a challenge. Discoverability remains a significant hurdle, with listeners often struggling to find high-quality shows amidst a sea of amateur productions.

Despite these challenges, the influence of podcasting continues to grow. Major media companies and celebrities are increasingly entering the space, bringing higher production values and larger audiences. This professionalisation could, however, threaten the independent spirit that has defined podcasting for so long. The central question for the future is whether podcasting can maintain its unique, decentralised character while continuing its expansion into a major global medium. The balance between independent creativity and corporate influence will likely define its next chapter.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 31 to 40.

The resurgence of audio-based media, particularly in the form of podcasts, represents a significant shift in how people consume information and entertainment. Once a niche medium, podcasting has exploded into the mainstream, with millions of shows available on nearly every topic imaginable. This growth can be attributed to several factors, including the ubiquity of smartphones, which make podcasts easily accessible, and the intimate nature of the audio format itself. Listeners often form a strong, personal connection with hosts, creating a sense of community and loyalty that is difficult to replicate in other media.

The appeal of podcasts also lies in their ability to cater to highly specific interests. Unlike broadcast radio, which must appeal to a broad audience, podcasts can thrive by serving niche communities. [I] Whether it's a show about ancient history, vegan cooking, or a specific video game, there is likely a podcast for it. [II] This "long-tail" effect allows for a diversity of content that traditional media cannot match. [III] Many successful podcasts are run by independent creators, operating with minimal equipment and funding. [IV] This democratisation of content creation is a key element of the podcasting revolution.

The educational potential of podcasts is another area of growing interest. Many listeners use podcasts for self-improvement, learning new languages, or staying informed about complex topics in science and politics. The format is particularly well-suited for passive consumption; people can listen while commuting, exercising, or doing chores. This multitasking capability is a major draw for individuals with busy lifestyles, allowing them to integrate learning and entertainment seamlessly into their daily routines. However, the sheer volume of content presents a challenge. Discoverability remains a significant hurdle, with listeners often struggling to find high-quality shows amidst a sea of amateur productions.

Despite these challenges, the influence of podcasting continues to grow. Major media companies and celebrities are increasingly entering the space, bringing higher production values and larger audiences. This professionalisation could, however, threaten the independent spirit that has defined podcasting for so long. The central question for the future is whether podcasting can maintain its unique, decentralised character while continuing its expansion into a major global medium. The balance between independent creativity and corporate influence will likely define its next chapter.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 31 to 40.

The resurgence of audio-based media, particularly in the form of podcasts, represents a significant shift in how people consume information and entertainment. Once a niche medium, podcasting has exploded into the mainstream, with millions of shows available on nearly every topic imaginable. This growth can be attributed to several factors, including the ubiquity of smartphones, which make podcasts easily accessible, and the intimate nature of the audio format itself. Listeners often form a strong, personal connection with hosts, creating a sense of community and loyalty that is difficult to replicate in other media.

The appeal of podcasts also lies in their ability to cater to highly specific interests. Unlike broadcast radio, which must appeal to a broad audience, podcasts can thrive by serving niche communities. [I] Whether it's a show about ancient history, vegan cooking, or a specific video game, there is likely a podcast for it. [II] This "long-tail" effect allows for a diversity of content that traditional media cannot match. [III] Many successful podcasts are run by independent creators, operating with minimal equipment and funding. [IV] This democratisation of content creation is a key element of the podcasting revolution.

The educational potential of podcasts is another area of growing interest. Many listeners use podcasts for self-improvement, learning new languages, or staying informed about complex topics in science and politics. The format is particularly well-suited for passive consumption; people can listen while commuting, exercising, or doing chores. This multitasking capability is a major draw for individuals with busy lifestyles, allowing them to integrate learning and entertainment seamlessly into their daily routines. However, the sheer volume of content presents a challenge. Discoverability remains a significant hurdle, with listeners often struggling to find high-quality shows amidst a sea of amateur productions.

Despite these challenges, the influence of podcasting continues to grow. Major media companies and celebrities are increasingly entering the space, bringing higher production values and larger audiences. This professionalisation could, however, threaten the independent spirit that has defined podcasting for so long. The central question for the future is whether podcasting can maintain its unique, decentralised character while continuing its expansion into a major global medium. The balance between independent creativity and corporate influence will likely define its next chapter.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 31 to 40.

The resurgence of audio-based media, particularly in the form of podcasts, represents a significant shift in how people consume information and entertainment. Once a niche medium, podcasting has exploded into the mainstream, with millions of shows available on nearly every topic imaginable. This growth can be attributed to several factors, including the ubiquity of smartphones, which make podcasts easily accessible, and the intimate nature of the audio format itself. Listeners often form a strong, personal connection with hosts, creating a sense of community and loyalty that is difficult to replicate in other media.

The appeal of podcasts also lies in their ability to cater to highly specific interests. Unlike broadcast radio, which must appeal to a broad audience, podcasts can thrive by serving niche communities. [I] Whether it's a show about ancient history, vegan cooking, or a specific video game, there is likely a podcast for it. [II] This "long-tail" effect allows for a diversity of content that traditional media cannot match. [III] Many successful podcasts are run by independent creators, operating with minimal equipment and funding. [IV] This democratisation of content creation is a key element of the podcasting revolution.

The educational potential of podcasts is another area of growing interest. Many listeners use podcasts for self-improvement, learning new languages, or staying informed about complex topics in science and politics. The format is particularly well-suited for passive consumption; people can listen while commuting, exercising, or doing chores. This multitasking capability is a major draw for individuals with busy lifestyles, allowing them to integrate learning and entertainment seamlessly into their daily routines. However, the sheer volume of content presents a challenge. Discoverability remains a significant hurdle, with listeners often struggling to find high-quality shows amidst a sea of amateur productions.

Despite these challenges, the influence of podcasting continues to grow. Major media companies and celebrities are increasingly entering the space, bringing higher production values and larger audiences. This professionalisation could, however, threaten the independent spirit that has defined podcasting for so long. The central question for the future is whether podcasting can maintain its unique, decentralised character while continuing its expansion into a major global medium. The balance between independent creativity and corporate influence will likely define its next chapter.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 31 to 40.

The resurgence of audio-based media, particularly in the form of podcasts, represents a significant shift in how people consume information and entertainment. Once a niche medium, podcasting has exploded into the mainstream, with millions of shows available on nearly every topic imaginable. This growth can be attributed to several factors, including the ubiquity of smartphones, which make podcasts easily accessible, and the intimate nature of the audio format itself. Listeners often form a strong, personal connection with hosts, creating a sense of community and loyalty that is difficult to replicate in other media.

The appeal of podcasts also lies in their ability to cater to highly specific interests. Unlike broadcast radio, which must appeal to a broad audience, podcasts can thrive by serving niche communities. [I] Whether it's a show about ancient history, vegan cooking, or a specific video game, there is likely a podcast for it. [II] This "long-tail" effect allows for a diversity of content that traditional media cannot match. [III] Many successful podcasts are run by independent creators, operating with minimal equipment and funding. [IV] This democratisation of content creation is a key element of the podcasting revolution.

The educational potential of podcasts is another area of growing interest. Many listeners use podcasts for self-improvement, learning new languages, or staying informed about complex topics in science and politics. The format is particularly well-suited for passive consumption; people can listen while commuting, exercising, or doing chores. This multitasking capability is a major draw for individuals with busy lifestyles, allowing them to integrate learning and entertainment seamlessly into their daily routines. However, the sheer volume of content presents a challenge. Discoverability remains a significant hurdle, with listeners often struggling to find high-quality shows amidst a sea of amateur productions.

Despite these challenges, the influence of podcasting continues to grow. Major media companies and celebrities are increasingly entering the space, bringing higher production values and larger audiences. This professionalisation could, however, threaten the independent spirit that has defined podcasting for so long. The central question for the future is whether podcasting can maintain its unique, decentralised character while continuing its expansion into a major global medium. The balance between independent creativity and corporate influence will likely define its next chapter.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 31 to 40.

The resurgence of audio-based media, particularly in the form of podcasts, represents a significant shift in how people consume information and entertainment. Once a niche medium, podcasting has exploded into the mainstream, with millions of shows available on nearly every topic imaginable. This growth can be attributed to several factors, including the ubiquity of smartphones, which make podcasts easily accessible, and the intimate nature of the audio format itself. Listeners often form a strong, personal connection with hosts, creating a sense of community and loyalty that is difficult to replicate in other media.

The appeal of podcasts also lies in their ability to cater to highly specific interests. Unlike broadcast radio, which must appeal to a broad audience, podcasts can thrive by serving niche communities. [I] Whether it's a show about ancient history, vegan cooking, or a specific video game, there is likely a podcast for it. [II] This "long-tail" effect allows for a diversity of content that traditional media cannot match. [III] Many successful podcasts are run by independent creators, operating with minimal equipment and funding. [IV] This democratisation of content creation is a key element of the podcasting revolution.

The educational potential of podcasts is another area of growing interest. Many listeners use podcasts for self-improvement, learning new languages, or staying informed about complex topics in science and politics. The format is particularly well-suited for passive consumption; people can listen while commuting, exercising, or doing chores. This multitasking capability is a major draw for individuals with busy lifestyles, allowing them to integrate learning and entertainment seamlessly into their daily routines. However, the sheer volume of content presents a challenge. Discoverability remains a significant hurdle, with listeners often struggling to find high-quality shows amidst a sea of amateur productions.

Despite these challenges, the influence of podcasting continues to grow. Major media companies and celebrities are increasingly entering the space, bringing higher production values and larger audiences. This professionalisation could, however, threaten the independent spirit that has defined podcasting for so long. The central question for the future is whether podcasting can maintain its unique, decentralised character while continuing its expansion into a major global medium. The balance between independent creativity and corporate influence will likely define its next chapter.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 31 to 40.

The resurgence of audio-based media, particularly in the form of podcasts, represents a significant shift in how people consume information and entertainment. Once a niche medium, podcasting has exploded into the mainstream, with millions of shows available on nearly every topic imaginable. This growth can be attributed to several factors, including the ubiquity of smartphones, which make podcasts easily accessible, and the intimate nature of the audio format itself. Listeners often form a strong, personal connection with hosts, creating a sense of community and loyalty that is difficult to replicate in other media.

The appeal of podcasts also lies in their ability to cater to highly specific interests. Unlike broadcast radio, which must appeal to a broad audience, podcasts can thrive by serving niche communities. [I] Whether it's a show about ancient history, vegan cooking, or a specific video game, there is likely a podcast for it. [II] This "long-tail" effect allows for a diversity of content that traditional media cannot match. [III] Many successful podcasts are run by independent creators, operating with minimal equipment and funding. [IV] This democratisation of content creation is a key element of the podcasting revolution.

The educational potential of podcasts is another area of growing interest. Many listeners use podcasts for self-improvement, learning new languages, or staying informed about complex topics in science and politics. The format is particularly well-suited for passive consumption; people can listen while commuting, exercising, or doing chores. This multitasking capability is a major draw for individuals with busy lifestyles, allowing them to integrate learning and entertainment seamlessly into their daily routines. However, the sheer volume of content presents a challenge. Discoverability remains a significant hurdle, with listeners often struggling to find high-quality shows amidst a sea of amateur productions.

Despite these challenges, the influence of podcasting continues to grow. Major media companies and celebrities are increasingly entering the space, bringing higher production values and larger audiences. This professionalisation could, however, threaten the independent spirit that has defined podcasting for so long. The central question for the future is whether podcasting can maintain its unique, decentralised character while continuing its expansion into a major global medium. The balance between independent creativity and corporate influence will likely define its next chapter.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 31 to 40.

The resurgence of audio-based media, particularly in the form of podcasts, represents a significant shift in how people consume information and entertainment. Once a niche medium, podcasting has exploded into the mainstream, with millions of shows available on nearly every topic imaginable. This growth can be attributed to several factors, including the ubiquity of smartphones, which make podcasts easily accessible, and the intimate nature of the audio format itself. Listeners often form a strong, personal connection with hosts, creating a sense of community and loyalty that is difficult to replicate in other media.

The appeal of podcasts also lies in their ability to cater to highly specific interests. Unlike broadcast radio, which must appeal to a broad audience, podcasts can thrive by serving niche communities. [I] Whether it's a show about ancient history, vegan cooking, or a specific video game, there is likely a podcast for it. [II] This "long-tail" effect allows for a diversity of content that traditional media cannot match. [III] Many successful podcasts are run by independent creators, operating with minimal equipment and funding. [IV] This democratisation of content creation is a key element of the podcasting revolution.

The educational potential of podcasts is another area of growing interest. Many listeners use podcasts for self-improvement, learning new languages, or staying informed about complex topics in science and politics. The format is particularly well-suited for passive consumption; people can listen while commuting, exercising, or doing chores. This multitasking capability is a major draw for individuals with busy lifestyles, allowing them to integrate learning and entertainment seamlessly into their daily routines. However, the sheer volume of content presents a challenge. Discoverability remains a significant hurdle, with listeners often struggling to find high-quality shows amidst a sea of amateur productions.

Despite these challenges, the influence of podcasting continues to grow. Major media companies and celebrities are increasingly entering the space, bringing higher production values and larger audiences. This professionalisation could, however, threaten the independent spirit that has defined podcasting for so long. The central question for the future is whether podcasting can maintain its unique, decentralised character while continuing its expansion into a major global medium. The balance between independent creativity and corporate influence will likely define its next chapter.

Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 31 to 40.

The resurgence of audio-based media, particularly in the form of podcasts, represents a significant shift in how people consume information and entertainment. Once a niche medium, podcasting has exploded into the mainstream, with millions of shows available on nearly every topic imaginable. This growth can be attributed to several factors, including the ubiquity of smartphones, which make podcasts easily accessible, and the intimate nature of the audio format itself. Listeners often form a strong, personal connection with hosts, creating a sense of community and loyalty that is difficult to replicate in other media.

The appeal of podcasts also lies in their ability to cater to highly specific interests. Unlike broadcast radio, which must appeal to a broad audience, podcasts can thrive by serving niche communities. [I] Whether it's a show about ancient history, vegan cooking, or a specific video game, there is likely a podcast for it. [II] This "long-tail" effect allows for a diversity of content that traditional media cannot match. [III] Many successful podcasts are run by independent creators, operating with minimal equipment and funding. [IV] This democratisation of content creation is a key element of the podcasting revolution.

The educational potential of podcasts is another area of growing interest. Many listeners use podcasts for self-improvement, learning new languages, or staying informed about complex topics in science and politics. The format is particularly well-suited for passive consumption; people can listen while commuting, exercising, or doing chores. This multitasking capability is a major draw for individuals with busy lifestyles, allowing them to integrate learning and entertainment seamlessly into their daily routines. However, the sheer volume of content presents a challenge. Discoverability remains a significant hurdle, with listeners often struggling to find high-quality shows amidst a sea of amateur productions.

Despite these challenges, the influence of podcasting continues to grow. Major media companies and celebrities are increasingly entering the space, bringing higher production values and larger audiences. This professionalisation could, however, threaten the independent spirit that has defined podcasting for so long. The central question for the future is whether podcasting can maintain its unique, decentralised character while continuing its expansion into a major global medium. The balance between independent creativity and corporate influence will likely define its next chapter.